South Phoenix Is Coming Alive!!!
After many years of non-development in South Phoenix, the City finally
recognized how valuable the land is and is now very interested in
revitalizing the area. That's all fine and dandy, but what do the
residents of south Phoenix think? After several interview with many of
the residents in the area, most were pleased with the many changes
that are happening after many years of no interest from all city
governments involved. Some of the problems with some of the new
development are some of the new homes being built by for profit
business are very costly! So who can afford to live there? Most of the
residents that have been there all their lives can not afford those
very homes.
Lucky for the residents of South Phoenix there are many outstanding
non-profit groups, in the area that will close the gap and more residents
will be able to move in some of these new homes. So how does that
work? Lets look at Espiritu non-profit affordable developer that
builds homes in South Phoenix. First the family must have a combined
in come of at least $1600.00 a month. Credit problems are ok, but bad
credit must be paid off first in order to qualify for a regular
mortgage. Once that is taken care, we will ask for things like two
years of income taxes, pay stubs all current bills that your paying
on. Once that is done, Espiritu will figure out how much you would
qualify for. For example lets say a family qualifies for $75k but the
new home built by Espiritu will cost 100K to build. There is a $25K
gap. Espiritu works with the City of Phoenix, the City will give a
grant of the $25K! It will not affect your mortgage nor do you have to
pay the grant back! The home is yours. Families only have to put
$1500.00 for a down payment. This process takes three months, because
that is how long it takes to build an affordable home. All homes have
two car garages, double pained windows, you pick the color and carpet
and the tile. Only three and four bedrooms are being built each have a
six foot block fence in the back yard. Both brick and stucco are
available, desert landscaping in the front yard! All mortgages are
from local banks 30 year market rate. Under roof 2000 sq ft. For more
information please call UCW at 602 258-5300 or email ucwphx@msn.com
other groups include Community Excellence Project, Sunnyslope Revitalization,
and Capitol Mall Association 602-340-0745. All HOMESTART GROUPS, progrom includes
pre/post home counseling with no cost to the families and no
application
fee. All HOMESTART GROUPS are Community Development Coorporation.
Making many changes in the neighborhoods. |
Rebecca
Villalpando
Urban Studies
Hand Me The Saw!
I always wanted to use
a circular saw, and I finally had my chance. Habitat for Humanity gave
me the chance to do what I always want to try! The other classmates
were on the roof and they needed a piece of plywood cut. The saw was
by my foot, so I acted like I knew what I was doing and I used a
circular saw for the first time in my life. I had used many hand saws,
but this was much different and much easier. My classmates yelled at
me, and gave me the measurements, I measured, cut and lifted the
plywood back onto the roof with the help of other classmates. It was
hard work. I can not really say that I liked it, to be honest. I would
rather do that hard work on my own home.
Overall, I was not
real crazy about the experience. I was real concerned about some
safety violations, that I had noticed. Some of the other classmates
that were also using the circular saw, did not have safety glasses on.
That should of not been allowed, the wood particles fly pretty fast
and could easily get lodged in the eye. I wore my sunglasses. One
young man, that had no experience using the saw almost grabbed the
blade, thinking he was putting his hand in the right place. I pushed
his hand it out of the way. Saws can be very dangerous. I think the
lead man took for granted that all the guys knew how to use the saws.
Another incident that
concerned me, was all the people on the roof. There was way to many.
It was hard to supervise that many people and everyone seem to be
getting in the way of each other. One young lady, almost fell off the roof. She was pretty shaken up, a few of us, assisted her off the
roof. It made me a little nervous.
I also did not care
for the General Contractor. Right before it was time for us to leave,
he wanted everyone to work even harder. He wanted us to put as much
plywood as we could up on the roof, so they would not have to do it.
We were only there to assist we were not paid workers. This was about
ten minutes before lunch. I was to tired and so were a lot of the
other classmates. And the two cookies didn’t cut it! Thanks, but no
thanks!
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